October 2024 Personal Lines Newsletter
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Mother nature sure has not been kind to the southeast United States recently. Helene and Milton were two devastating storms. Everyone affected by these storms are in our thoughts and prayers. Such events are a stark reminder of the unpredictable nature of weather and the devastating impact flooding can have on both personal and business assets. Here are a few topics that I thought were good to cover this month. Flood Insurance After Hurricane Helene Consequences of Using a Detached Structure at Your Home for Business Purposes Fire Safety – The Escape Plan Gun Safety in the Home Huff Insurance Happenings! |
Flood Insurance After Hurricane HeleneWhen people hear about hurricanes, their minds often go straight to beachfront properties and coastal communities. It’s easy to imagine surging waves crashing against shorelines and wind-swept sands when thinking about flood risk. However, Hurricane Helene threw a wrench in those expectations by causing unprecedented flooding in areas far from the coast. This storm served as a stark reminder that when it comes to flooding, nowhere is truly “safe.” Meaning every homeowner and business owner should think about getting flood insurance. Read our full blog below: Flood Insurance After Hurricane Helene Consequences of Using a Detached Structure at Your Home for Business PurposesDid you know using a detached structure, like a garage or shed, for business purposes could leave you exposed? Under many homeowners policies, coverage can be limited or lost entirely if the structure is used for business activities, putting you at risk for losses or liabilities. To avoid surprises, it might be time to review your policy or consider additional coverage options. Read the full article to learn more! Fire Safety – The Escape PlanOctober is Fire Safety Month, making it the perfect time to review your home’s fire escape plan. Having a well-thought-out plan and practicing it regularly can make all the difference in an emergency. Make sure everyone knows the best escape routes, has access to safety ladders, and understands their roles. Remember to test your smoke alarms and designate a family meeting spot outside. Taking these precautions ensures you’re prepared if a fire occurs. Read more about creating a fire escape plan. Gun Safety in the HomeWhen it comes to owning a firearm, safety should always be the top priority. Implementing proper gun safety measures, such as secure storage, safe handling, and family education, helps prevent accidents and ensures your household is protected. Whether you’re a new or seasoned gun owner, it’s essential to keep firearms locked and stored away from unauthorized users. Promoting responsible gun ownership not only safeguards your family but also sets a positive example for others. |
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Huff Insurance Happenings:Join us in wishing Dalton very happy October birthday. Dalton is finishing up his college career by getting his masters degree and playing one last season of baseball. He is having a great Fall, both in the classroom and on the baseball field.
We also have a work anniversary to celebrate. Join us in congratulating Kerry Gillespie on her first year anniversary with Huff Insurance on October 18th!
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| If you have any topics that you would like me to cover in a future newsletter, please feel free to reply to this email to let me know.
Please let me know if there is any way I can help you or your family. I want to personally thank you for your support over the past 64 plus years. Gratefully, Nancy Nicklow |
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Did You Miss Last Month’s Newsletter?If you missed last month’s newslwtter covering the following topics, you can read it by clicking the following link: Deer Collisions: How to Stay Safe on the Road Fall Home Maintenance Tips Importance of Disclosing All Drivers to Your Auto Insurance Carrier Huff Insurance Happenings! |
