There are how many Uninsured Drivers around me?
Uninsured Drivers, Why you need to protect yourself!
Driving on Maryland roads can be challenging—and even dangerous—especially with the growing number of uninsured drivers. These drivers pose a significant risk to everyone on the road, and the statistics are alarming.
According to a study by the Insurance Research Council, 14.1% of all accidents are caused by uninsured drivers, and a staggering 16% of all motorists are driving without insurance at any given time.
Imagine this: 50,000 cars pass by our office daily on Ritchie Highway. If we apply those percentages, it means that about 8,000 of those vehicles are driven by uninsured drivers. That’s a concerning figure for anyone sharing the road.
Protect Yourself with Adequate Uninsured Liability Insurance
The best way to protect yourself against uninsured drivers is by ensuring your insurance policy includes adequate Uninsured Liability Insurance limits. This coverage is crucial because an accident with an uninsured motorist can lead to significant financial strain. Without it, you could find yourself facing substantial out-of-pocket expenses for medical bills, vehicle repairs, and other costs.
Uninsured Liability Insurance serves as your financial safety net, covering expenses that the other driver’s insurance should have paid—if they had any. This coverage is particularly important given the high number of uninsured drivers on the road today.
Uninsured Drivers and the Importance of Umbrella Insurance
To enhance your protection, many insurance companies now offer the option to add uninsured motorist coverage to your umbrella insurance policy. This additional coverage provides another layer of protection for you and your family, safeguarding your financial security in the event of an accident with an uninsured driver.
Not all policies automatically include this coverage, so it’s essential to check with your insurance agent or company to see if it’s available. Given the prevalence of uninsured drivers, this coverage can be a valuable addition to your insurance portfolio.
Don’t Leave Your Coverage to Chance
If you’re unsure whether your current policy provides adequate protection against uninsured drivers, don’t hesitate to seek professional advice. At Huff Insurance, we offer a free review of your coverage to ensure you have the best possible protection.
As a full-service, Trusted Choice Independent Insurance Agency, we work for you—not the insurance companies. This allows us to find the best insurance protection plan tailored to your needs. We represent over a dozen of the top regional and national insurance companies, ensuring you get the coverage that best suits your situation.
Contact Huff Insurance Today
Don’t wait until it’s too late to protect yourself from uninsured drivers. Contact Huff Insurance today at 410-647-1111 to review your insurance plan. We’ll help you ensure that both your auto insurance and umbrella insurance policies provide the protection you need to keep you and your family safe.
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