Don’t let weaknesses in your artisan contractors insurance protection end your business
As a skilled artisan, your business is founded on precise work. You need the right artisan contractors insurance to protect your lifestyle.
Don’t let the things you can’t control take it all away.
With artisan contractors insurance, you’ll know that you, your work is protected by a policy crafted just for you.
Let’s say that you are working on a job site, when suddenly something goes wrong. It could be as simple as dropping the customer’s coffee table while moving it out of the way, or dropping a tool on the customer’s hardwood floor and causing a huge scratch. Or something more drastic like hitting a pedestrian while throwing debris out of a house or causing a fire while soldering a pipe.
In any case, you want to be sure that your business is protected. Don’t wait for something bad to happen before getting the right contractors insurance coverage.
You also need quick response when bidding on new jobs. Artisan contractors insurance with us makes sure that you get a certificate of Insurance for each bid and don’t get caught in red tape.
Huff Insurance makes providing you with the certificates of insurance a top priority. Most are done as soon as the request is received. Or, if you sign up for our customer portal, you can generate your own certificate of insurance.
Are you getting your certificates of insurance quickly now?
In many cases, artisan contractors insurance can end up costing less than you think. Maryland artisan contractors policies can be tailored to meet your specific needs.
Artisan contractors insurance coverage in can include the following protection:
- General Liability Insurance
- Business Property Insurance
- Commercial Auto Insurance
- Worker’s Comp Insurance
- Custom coverage: protection for installation, tools, storage and transit
- Business Umbrella Insurance
Artisan contractors insurance is available to contractors such as electricians, plumbers and other tradesmen who subcontract very little of their work. It includes basic contractor insurance plus some custom protection for tools, transit and storage unique to artisans.
Do you do side jobs to make extra money on the side?
We know plenty of contractors work for someone during the day, and then work side jobs at night or weekends to bring in some extra money.
Your employers contractors insurance will not cover you for your side job work. Don’t jeopardize everything you own by not carrying the right business insurance for your part time contracting business. For less than $1,000 per year, the income from one or two side jobs, you can protect your family’s assets.
Your homeowners insurance typically excludes all liability associated with a business, regardless of how many hours a week or how much money you make from it.
You may be doing a favor for a friend, but something goes wrong, that friend is going to want to be whole again, whether that means you have insurance to pay for it or not.
Here are two reasons to get started right now!
- Before you bid your next job, get artisan contractors insurance that will protect your business and easily dovetail with the general contractor’s coverage.
- Get a no-risk quote right away. Simply fill out this short form and we’ll get back to you with an affordable quote on an excellent policy.
Huff insurance is a Trusted Choice Independent Insurance Agency in Pasadena, MD. We can work with you to discuss your artisan contractors insurance needs and to provide you with information on loss control.
Reducing your claims frequency and severity reduces your insurance costs. Simple things such as ladder safety, driving safety and maintaining a clean work site can help to reduce claims in Anne Arundel County, Maryland and the surrounding counties.
Do You Hire Sub Contractors?
If so, then you need to check out our SUB CONTRACTOR INSURANCE page to see how it could affect your business insurance! Not knowing could cost you thousands of Dollars.