Don’t be shocked if a lawsuit hits your electrical business
Do You Have The Proper Electricians Insurance Package For Your Business?
Even when an electrician finishes a job, there is plenty more work to be done. You may have tightened up the last wires and flipped the switch but the liability from your work goes on and on. That is why you need a great electricians insurance policy.
Recently we had a claim where an electrician did not properly ground a wire in a Pasadena, Maryland home. So when the homeowner touched the outlet they received an electrical shock and a fire started in the outlet.
I know what you are thinking, You would never do that. But can you say the same thing about your employees or subcontractors?
One of our employee’s step-father was an experienced electrician. He was told by one of the helpers on the job site that the main power to the building had been turned off. So he climbed up a ladder to start work. When he touched an outlet he experienced an electrical shock and burn that landed him in the hospital. He later passed away from his injuries. This is an extreme situation but it is true.
The proper electricians insurance keeps protecting you from any accidents that happen as an alleged result of work that you have done.
In the electric trade, an electrician’s insurance policy will keep working to protect you long after you have moved to the next job site. As you are working on job sites, you have to worry about claims coming from the work you are doing now and work that you did in the past. Don’t let a weakness in you business insurance cost you your business.
Of course, you will also need your policy to cover the more general needs of any business too: vehicles, worker’s compensation, tools and equipment.
All of these features can be integrated in an electrician’s insurance policy for less money than you think.
It may be that you think that your current general liability insurance policy covers the distinct needs of your electric business but many insurance policies need to be customized specifically for you to offer full protection.
Here are two reasons to act now for your electricians insurance!
- Before you start your next job, get the peace of mind in knowing that your work will be protected. You won’t need to worry about problems down the road.
- We can get you a no-risk Electrician Insurance quote within a day. Just complete this short form or call 410-647-1111 and you’ll see how inexpensive electricians insurance can be.
At Huff Insurance in Pasadena, Maryland we want to be sure that you are getting the right coverage at the right price.
The more experienced and licensed your employees are the lower your business insurance costs. We want to make sure that you are getting all of the discounts you deserve. Do you have a drug free program, employee safety meetings or safety manual? All of these things can reduce your insurance costs and help save you money.
We know that getting certificates of insurance is very important to you. We issue most certificates while we have you on the phone. Does your current agent offer this service?
