Do you need jet ski insurance?
Jet ski insurance is not required in the state of Maryland.
Imagine that you are out with your friends on your jet skis or wave runners zipping up and down the Chesapeake Bay on a hot Maryland summer day. And one of your friends jumps a wave, loses control, and winds up in the water in front of you. You cannot stop in time and you accidentally hit and injure them with your jet ski.
All of the sudden your fun day on the Chesapeake Bay turns into an emergency situation. Where will you get the money to pay for your friend’s medical bills? How about for for their lost wages if they have to miss any work?
The odds are that your friend will be looking to you for these payments. And if you do not have a jet ski insurance policy, you will have to pay for this out of your own pocket.
If you spend your free time out on the water make sure that your insurance coverage extends beyond the dock.
If you think that this can’t happen, then do a quick internet search for Maryland Jest Ski Accidents and see all of the accident possibilities that actually occur in the Maryland waterways.
Did you know that over 50% of all jet skis and wave runners are not insured? Not to mention all of the other boats on the water that do not have any boat insurance.
So if one of these uninsured vessels injures you and damages your watercraft, don’t you want the peace of mind to know that you will have coverage under your own Maryland watercraft insurance policy?
Would you feel safe on the water without jet ski insurance?
Jet ski insurance is specifically designed for the watercraft owner and coverage includes:
- Comprehensive and Collision Insurance (Hull Coverage)
- Boat Liability Insurance
- On-Craft Medical Coverage
- Towing and Assistance Costs
- Uninsured Boater’s Coverage
You may be thinking about the costs to get jet ski insurance. But since you can customize a jet ski insurance policy to exactly fit your needs, you’ll never pay more than you have to.
Watercraft insurance in Maryland offers comprehensive coverage to all owners of boats, yachts and small personal water crafts. This policy can include options to protect you against breakdowns, accidents, uninsured boat owners and medical costs.
Two reasons to act now:
- Right away, you can understand what risks are covered and protect yourself when you are out on the water.
- You can receive a no-risk quote within a day. Simply fill out the form and we’ll get back to you with a cost-effective option that takes the guesswork out of your days on the water.
Trust our family to protect you and your family!
